Chad Ulmer MLO #325466 - West Capital Lending
Claimed 
Irvine, CA 92614
Website 
Rating: 5.0
Total Reviews: 2
Loan AgencyMortgage BrokerHome Mortgage Services
Hours
Mon 8:00 AM to 8:00 PMTue 8:00 AM to 8:00 PM
Wed 8:00 AM to 8:00 PM
Thu 8:00 AM to 8:00 PM
Fri 8:00 AM to 8:00 PM
Sat 8:00 AM to 2:00 PM
Sun 2:00 PM to 5:00 PM
About Chad Ulmer MLO #325466 - West Capital Lending
At West Capital Lending, Chad Ulmer brings over 23 years of mortgage experience helping clients purchase homes, refinance, access equity, and build long-term financial stability. Chad works with first-time buyers, homeowners, veterans, investors, and self-employed borrowers by providing honest guidance, personalized loan strategies, and clear communication throughout the process. Loan options include Conventional, FHA, VA, Jumbo, Home Equity Loans, HELOCs, Cash-Out Refinances, DSCR Investor Loans, and Bank Statement Programs. Clients appreciate the fast response times, transparency, and education-first approach that helps eliminate surprises and create confidence from application to closing.
Areas Served
Licensed In: AL, AR, CA, CO, FL, ID, IA, KS, KY, ME, MI, MN, MO, NE, NM, ND, OH, OR, PA, SD, TN, TX, VA, WA, WV & WY • NMLS #325466Services
Mortgage Loan Products & Financing Services
Products & Services: Home Purchase Loans • First-Time Homebuyer Financing • Conventional Loans • FHA Loans • VA Loans • VA IRRRL Refinancing • Jumbo Loans • Cash-Out Refinancing • Rate & Term Refinancing • Home Equity Loans • HELOCs • DSCR Investor Loans • Bank Statement Loans • Self-Employed Borrower Financing • Investment Property Loans • Debt Consolidation Through Mortgage Financing • Mortgage Reviews & Second Opinions • Pre-Approvals • Real Estate Financing Consultation
Additional Details: Over 23 years of mortgage lending experience helping homebuyers, homeowners, veterans, investors, and self-employed clients explore financing options with confidence. West Capital Lending provides personalized mortgage guidance, fast communication, and a transparent process from consultation through closing. Licensed in multiple states nationwide and focused on creating long-term client relationships through education, strategy, and service.