Save Financial Inc.

Claimed
(949) 379-5320
4000 MacArthur Blvd Suite 600
Newport Beach, CA 92660
 Website

Rating: 4.8

Total Reviews: 50

Today: 9:00 AM to 5:00 PM

Mortgage BrokerHome Mortgage ServicesMortgage Lender

Hours

Mon 9:00 AM to 5:00 PM
Tue 9:00 AM to 5:00 PM
Wed 9:00 AM to 5:00 PM
Thu 9:00 AM to 5:00 PM
Fri 9:00 AM to 5:00 PM
Sat 10:00 AM to 2:00 PM
Sun Closed

About Save Financial Inc.

Save Financial, Inc. is a California mortgage broker serving homebuyers and homeowners since 2009 (NMLS #377740, DRE #01875766). We specialize in self-employed borrowers, including bank statement loans for business owners who don't qualify with tax returns, plus purchase, jumbo, refinance, cash-out and investment property loans. As a broker, we shop multiple wholesale lenders to find a competitive rate and program. We serve Newport Beach, Irvine, Costa Mesa and clients statewide by phone, text and email. Call (949) 379-5320 or visit iloanca.com to get started.

Areas Served

Newport Beach, Irvine, Costa Mesa, Huntington Beach, Laguna Beach, Corona del Mar, Tustin, Orange County, and all of California

Services

Bank Statement Loans

Qualify with 12-24 months of personal or business bank statements instead of tax returns. Built for self-employed borrowers and business owners.

DSCR Investor Loans

Qualify on the property's rental income, not your personal income. For real estate investors buying or refinancing rental properties.

1099 & P&L Loans

Mortgage options for independent contractors and business owners using 1099s or a CPA-prepared profit and loss statement.

Purchase Loans

Conventional, FHA, VA and jumbo home purchase loans with fast pre-approvals across California.

Jumbo Loans

Financing above conforming loan limits for higher-priced coastal California homes.

Refinance & Cash-Out Refinance

Lower your rate or payment, or tap home equity for renovations, debt consolidation or investment.

Hard Money & Bridge Loans

Short-term, asset-based financing for fix-and-flip, construction and time-sensitive purchases.

bank statement loans, self-employed mortgages, DSCR investor loans, 1099 loans, P&L loans, purchase loans, jumbo loans, FHA loans, VA loans, conventional loans, refinance, cash-out refinance, hard money loans, bridge loans, debt consolidation

FAQ

Call or text (949) 379-5320, or apply online at iloanca.com. We will review your situation, explain your loan options and tell you exactly what documents we need.

We help homebuyers and homeowners in Newport Beach, Irvine, Costa Mesa, Huntington Beach, Laguna Beach, Corona del Mar, Tustin and throughout Orange County, plus clients anywhere in California.

Often, yes. With a DSCR loan, qualifying is based mainly on the property's expected rental income compared with its monthly payment, not on your tax returns or W-2s.

Yes. Save Financial offers a $500 Best Price Guarantee. Full terms and conditions are at iloanca.com/price-guarantee.html.

No. Our offices are administrative offices, and we serve clients by phone, text, email and fax. Documents can be uploaded and signed electronically, so you can complete your whole loan from home.

Usually 12 or 24 months of personal or business bank statements, proof that you have been self-employed (such as a business license or a letter from your CPA), a photo ID, and information about the property. We will give you an exact checklist after a quick call.

Save Financial is an independent California mortgage broker (NMLS #377740, DRE #01875766). Instead of offering one bank's programs, we shop multiple wholesale lenders to find a competitive rate and loan program for your situation.

A DSCR (debt service coverage ratio) loan qualifies a real estate investor based on the rental property's income rather than personal income or tax returns. It's a popular option for buying or refinancing rental properties.

No. Save Financial is licensed to lend throughout California. Most clients work with us entirely by phone, text and email, so you never need to visit an office. We have offices in Newport Beach and Marina del Rey.

Yes. Save Financial specializes in bank statement loans, which use 12-24 months of personal or business bank deposits to qualify instead of tax returns. We also offer 1099, P&L and DSCR investor loan options. Call (949) 379-5320 to see what you qualify for.

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